Just a month ago, restaurants across the nation were closing their doors (at least to in-house dining). Pick one in your city and think about the ripple effects of its closing: It’s not just the restaurant owners whose income has fallen. The shutdown is also affecting the earnings of the staff, the food and alcohol distributors, the bakery, the linen service provider, the paper products supplier, the cleaning service, and the marketing agency that created ads for the restaurant. Plans with an architectural firm for a remodel are on hold, as is the contract with the general contractor and selected sub-contractors. The waiters, waitresses, and kitchen staff have stopped buying clothing and household furnishings. The farmers have stopped buying farm equipment. The marketing agency has laid off its staff, who have cut back their unnecessary spending. The beer manufacturers are dumping their beer…